Nick Marinoff
Last update: 07 July 2019
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A title loan is when you temporarily offer ownership of your vehicle to a lender in exchange for quick cash to cover bills and other financial responsibilities.
The title loan process can work with virtually any vehicle, whether it’s a truck, car, commercial vehicle or motorhome, but did you also know that it works for all-terrain vehicles (ATVs)?
If you have an ATV lying around in your garage and you need money quickly, the ATV’s title could wind up being a massive problem solver for you once you get an ATV title loan.
Apply Now and speak with our loan specialists by calling (323) 870 9511
Complete your application process, provide basic information* such as model, mileage of your ATV and a proof of your ability to repay your loan
*Other documents may be needed
Once pre-qualified, visit your nearest 5 Star Car Title Loans branch, finalize the loan and pick up your check. YES! You Keep driving your ATV once you get your money
However, there are certain things to remember when applying for an ATV title loan, including:
A. Terms and Conditions
B. The Size and Price of an ATV
C. Payment Options
As with all other vehicle title loans, the lender will more than likely expect full payment of the loan within a certain period, usually 24-48 months. If this is doable, you’re probably good to go. However, if you think you’ll need more time, there are a few things to think about.
First off, you can work with your lender to potentially extend the period of the loan. Depending on the specific terms, the loan could be extended by anywhere between a few weeks to a few years. However, keep in mind that you’ll probably wind up paying higher interest fees depending on how long the extension lasts.
Remember: The longer it goes, the more money you’ll pay, which means that by the time the loan is paid and done with, you’ll probably have given more money to the lender than what you received
Title loan lenders will base your loan amount on the resale value of your vehicle and on your ability to repay your loan.
An ATV title loan does have a few drawbacks you’ll need to keep in mind. For example, an ATV is not as expensive or as large as a standard automobile or truck. Thus, it’s possible that an ATV title loan isn’t going to provide you with as much money as you’d probably hope for.
you probably want to know how to pay off a title loan quickly. Most lenders will offer you several different ways to pay off your title loan. 5 Star Car Title Loans offer you to pay off your loan with the following options:
PHONE PAYMENTS – Have your debit/credit card ready nearby and give us a call at (888) 309 0994.
ONLINE PAYMENTS
– If your account is not set up for online payments, please give us a call so we can assist you with this.
CASH PAYMENTS – Cash payments can be deposited at your nearest Bank of America branch.
TITLE LOANS CHECK / MONEY ORDER PAYMENTS – If you prefer to pay by check or money order, simply mail it to our main office address.
The number one reason to pay off any loan early, of course, is that you will end up saving money on interest – The extra money you must pay the lender for giving you the loan!
Title loan lenders have made it more convenient to apply for an ATV title loan. The title loan application is easier than ever. Following you can find 2 ways you can apply for a loan with 5 Star Car Title Loans:
1. Call Us:
Give us a call at: (323) 870 9511.
We will help you with finding the required information, including how much you can get on an ATV title loan, how ATV title loans work and more.
2. Visit One of Our Conveniently Located Branches:
Visit one of our title loans branches.
Our staff will assist you with the steps through the ATV title loan application process.
Almost every title loan lender will require additional documents during your loan processing. Documents that you may need to prepare include:
Another thing to consider is that if you are not able to make the payments or if you default on the loan in any way, the lender can assume full ownership of your vehicle. As the new possessor of the vehicle, the company has the right to do with it as they wish. This means they can sell it at a profit to earn their money back.
If you’re not ready to part with your vehicle, make sure you have the means to repay the loan within due time before you consent to the loan’s terms.
If you’re in a jam and you need cash quickly, we’re a company that can help you. We are 5 Star Car Title Loans, and for years, we’ve been helping people just like you.
We offer loans starting at $2,600, depending on your needs and your ability to repay.
Applicant approval is determined by examining several different factors including your individual credit profile. We study your ability to repay the loan, as well as the overall value of your vehicle.
If you have poor credit or no credit score, don’t let that deter you. You can still qualify for a loan with 5 Star Car Title Loans. We offer several different options to match your needs. No matter how bad your situation is, one of our many loan options might assist you.
Contact us today for an estimate. We look forward to serving you.
About the author
Nick Marinoff
Nick Marinoff is a freelance writer and journalist. He has previously served as an environmental reporter with Planet Experts, a senior writer and chief editor with News BTC, and as a news writer and editor with Money & Tech. He is a proud graduate of FHSU in Hays, KS.
Use your ATV for a secured loan.
Let us give you access to the money you need quickly.
Call 770-679-0308
All-Terrain Vehicles, also known as ATVs, are a lot of fun to use recreationally or for hunting, but did you know that these vehicles can give you access to cash quickly?
At Unique Funding, we’ll work with you to let you use your ATV as collateral for a loan. We give you a way to access the equity you have in your vehicle to use it for the money you need quickly.
When faced with the need for cash fast, you can’t always turn to traditional lending agencies for the money you need, but you can contact the staff at Unique Funding. We have the flexibility you need, and we offer fair rates on collateral loans backed by all kinds of ATVs.
Our loan process is easy and fast with no income requirement or credit check, and we will keep the whole process confidential. Call us today to secure your ATV collateral loan!
Get Started!
We have a simple, quick loan application process.
It’s just three easy steps:
The application process is fast, convenient, and easy. If you haven’t been approved for a loan before, we are able to lend you the money fast compared to other lenders who have long processing times.
When you have received the loan, we become the lienholder for your ATV until you have made your final payment.
ATV title pawns are a great option when you need cash fast. Many people are not aware that these types of vehicles qualify for a title pawn. They work like any other title pawn as you get a loan using your ATV as collateral. We simply hold the title of your vehicle while the loan is being repaid, and once the repayment is complete, you take your ATV back.
Contact us today and let’s discuss the terms of your loan.
All loan amounts are based upon the value of your ATV. The terms of the ATV title pawn are flexible and are based on your lifestyle and budget. Our goal is to give you the best rates and get you the money you need fast.
You will need the following when applying for an ATV title pawn:
Unique Funding has your back, and we want to make sure that you get the cash you need when you need it most.
Call today for an ATV title pawn.
Get Started!
The staff greets you with an smile and they work hard to you feel like you have an caring friend that is trying to help you! I feel like I made the right decision to do business with Unique Funding 😀
I would recommend anyone to go here it was quick no hassle and easy don’t hesitate go and ask for Nicole she is the best😉
Nicole was very helpful! & made it easy for me I highly recommend using this company!
They are an amazing company to work with. They have the most friendliest staff around. Some of the best rates on top of it all.
Very friendly and helpful!
We have happy, financially secure customers all around the metro Atlanta area including Conyers, Lithonia, Covington, Decatur, Madison, Loganville, Monroe, Snellville, Lawrenceville, Stone Mountain, Stockbridge, McDonough, Forest Park, Atlanta, and more.
We have helped people all over Georgia, from North to South, borrow/refinance at a considerably better rate than our competition.
We can help anyone, anywhere in the State of Georgia. All it takes is driving to Conyers a single time.
OUR LOCATION
1794 Iris Dr. SW
Conyers, GA 30094
CALL US AT:
770-679-0308
EMAIL US AT:
[email protected]
HOURS OF OPERATION:
Monday – Friday: 9AM-6PM
Saturday: 10AM-4PM
Got a quick question? Ask it here.
The staff greets you with an smile and they work hard to you feel like you have an caring friend that is trying to help you! I feel like I made the right decision to do business with Unique Funding 😀
I would recommend anyone to go here it was quick no hassle and easy don’t hesitate go and ask for Nicole she is the best😉
Nicole was very helpful! & made it easy for me I highly recommend using this company!
They are an amazing company to work with.
They have the most friendliest staff around. Some of the best rates on top of it all.
Very friendly and helpful!
Buying an ATV from a private ad is almost a lottery. Even an outwardly perfect copy with low mileage may have problems with the electrics and piston due to the fact that it was drowned in a swamp. Conversely, if an ATV with 6,000 km has been used carefully and maintained regularly, it will last a long time.
Buying an ATV or snowmobile from your hands, you can play it safe with a few simple rules. We will talk about them in the article. nine0003
Find out if the PSM and other documents are in order
First you need to find out if the documents are in order - this will help to avoid buying stolen equipment and other troubles.
To register equipment, you will need a passport of a self-propelled vehicle (PSM), a contract of sale, an act of acceptance and transfer.
You can ask the seller for a certificate of conformity or issue it yourself - to do this, contact the dealer and provide him with the certificate number from the PSM.
Check the frame and engine numbers in the PSM and on the vehicle. Find out on the Internet exactly where the VIN is located on your model. On many ATVs, it is located near the front right lever. Also, do not forget to check the owner's data from the PSM with a passport or driver's license - if they do not match, the equipment may be stolen.
Talk to the owner before inspecting the equipment. Find out why and how often it was used, what mileage it has. Whether it was regularly serviced and whether it was prepared for storage in the off-season - this increases the service life of the equipment. Specify which parts have changed and why, which systems require repair in the near future. Also find out the reasons for the sale. nine0003
If the owner admits that the ATV or snowmobile was in an accident or was used as a rental, then it is better to refuse to buy it.
After talking with the owner, you can proceed to the inspection. As we have already said, the good external condition of the equipment says little. But a visual inspection helps to immediately weed out frankly bad options.
Due to design differences, ATV and snowmobile inspection procedures will differ.
ATV with a "boiled" frame is better not to buy
If the luggage racks are bent, most likely the ATV has rolled over. Deep scratches and rust, dents from stone impacts indicate a high mileage. Cloudy headlights are a sign that the ATV has been sunk. Tires worn only in the central part indicate their pumping. From this, the suspension suffers greatly when driving. Wrinkled discs are most likely damaged from hard landings, which are also bad for the suspension. Cracks, extensive corrosion, welding spots on the frame are a good reason to refuse a purchase. nine0003
Pay attention to the tunnel - it should not have dents or signs of deformation.
Snowmobile frames rarely break, but cracks can occur.
Check the condition of the tracks. A caterpillar with defects and damage will eventually have to be repaired. Worst of all, if the caterpillar is non-separable, it will have to be changed to a new one.
Inspection of the front suspension is very important as it bears the main load. Check the condition of the levers and ski racks. Make sure all suspension components are in place. nine0003
Measuring the diameter of the slides will help to assess their wear. The plastic fasteners of the slides break over time and need to be replaced. When inspecting, evaluate their condition and the need for replacement.
After the initial check, you can begin to study the mechanics - the service life and the cost of repairing equipment depend on its condition. As with a visual inspection, the inspection procedure for ATV and snowmobile will be different.
Check shock absorbers for oil leaks
Suspension.
Shock absorbers must be free of oil and "walk" evenly. Raise the ATV with a jack and shake the wheels - if there is play, then the bearings are worn out. If the suspension arms play, most likely, you will have to change silent blocks and ball bearings.
Transmission. Gearboxes must be free of oil and cracks. Stand near the front of the ATV and turn on the 4WD button. Turn the left wheel with your hands - the right one should rotate in the opposite direction, and vice versa. With the differential locked, both wheels turn in the same direction. Transmissions should turn on easily and without extraneous sounds. nine0003
The engine must be free of oil. Turn the ignition key: a serviceable engine will start in 2-3 seconds. At idle, it runs smoothly and without extraneous noise. Black oil, black, white or blue smoke from the exhaust pipe and the smell of burning indicates a poor condition of the motor - most likely, expensive repairs are needed. Miscellaneous bolts or traces of sealant on the crankcase signal that the engine was taken apart for repair.
Electrical. Check the operation of the dimensions, turn signals, high and low beams, heating, winch and other equipment. Pay attention to the operation of the electric power steering - the steering wheel should not turn on its own. nine0003
Check the condition of the CVT belt
Engine diagnostics. Snowmobiles usually have low mileage, but it's still best to check. The forums recommend measuring the pressure in the cylinders, although for this you will have to go to the service. Ideally, the pressure difference in the cylinders should be no more than 10%. To check the engine, it is better to ride a snowmobile and listen to its sound - if there are any extraneous noises in it.
CVT condition assessment. nine0054 Check the coolant and oil levels in the gearbox. Pay attention to the variator belt - if it has cracks, dark stripes or scuffs. A worn belt will need to be replaced.
Check gearbox (on models where equipped).
Remove the dipstick and examine the oil - metal chips will indicate heavy wear on the gearbox.
Suspension , as in the case of an ATV, should “walk” evenly on all sides. The electronic control units of the technicians are checked at the service center. nine0003
Used equipment is better to buy from an authorized dealer
When inspecting a used ATV or snowmobile, check the documents. Ask the owner for the conditions of use and the reasons for the sale. Check out the tech. Check the engine, variator, suspension, electrics. If you notice cracks in the frame or signs of a serious engine, CVT or gearbox failure, it is better to refuse the purchase.
ATV or snowmobile with mileage is better to buy from an authorized dealer. So you will not come across frankly worn or broken equipment: before selling it, it is checked for technical serviceability, and if it has minor defects, they will tell you honestly about them. nine0003
Where a regular scooter can't go, and an SUV with a car seat installed is not affordable when you want to ride a child, an ATV will easily fit.
Every year there are more and more owners of this transport in Ukraine. And not surprisingly, the small size, stability, power allow him to get into such off-road conditions, where you can’t go in ordinary life. nine0003
Extreme driving is what this vehicle is for. For this, sand, snow, mountains, swamps and simply rugged terrain are often visited by hunters, fishermen and just lovers of extreme recreation. But not everyone knows whether a license is needed for an ATV, and whether it is possible to ride it without a license.
But in vain. Transport is popular and attention to it from the police is becoming more and more closely. So, what kind of license do you need, at what age can you get an ATV license and what ATVs can you drive without a license? nine0003
According to the country's Decree of the Cabinet of Ministers 340 "Regulations on the procedure for issuing driver's licenses and allowing citizens to drive TK" and the Law "On road users", obtaining rights is necessary to drive any motorcycle and motor vehicles, including ATVs.
The driver's license is obtained in a standard way after training and passing a theoretical and practical driving test. Since the ATV is included in the list of vehicles that require a driver's license, courses and exams are indispensable. nine0003
The answer to the question of whether a license is needed to drive will not be complete without indicating what category of license future drivers need.
An ATV is a four-wheel off-road vehicle. Some models have power over 40 hp. To drive an ATV with an engine capacity of 200 cubic meters, you need a category B1 driver's license. There are also restrictions defined by law, the weight of the vehicle is not more than 400 kg, but the engine capacity is not more than 50 cubic meters, a reason to ride without a certificate. nine0003
If you are planning to take an ATV license test, check that you meet the legal requirements.
The first question usually concerns the age at which age you can get a license to drive an ATV? You must be at least 18 years of age to enroll in courses and qualify.
There are other requirements:
To avoid fines and misunderstandings, it is important to study at a training center with the appropriate license and permission. Then your driver's license will be absolutely legitimate. ATV license: list of documents0003
If you pass the exam, you will be issued a B1 license for a period of 30 years.
What kind of license is required to ride an ATV in public places? And where exactly are you going to ride the ATV? nine0003
If you want to drive on public roads, you need to know where to get your license.
