How to get a loan for an atv


Powersport Loans - Snowmobiles, Jet Skis, ATVs & more!

LendingTree helps you shop for your best ATV financing rate with powersports loan offers you can compare 

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How to get a powersports loan in 3 easy steps

  1. Complete the form

    Answer a few simple questions

  2. Compare lenders

    Get matched with up to five lenders

  3. Save Money!

    With the right loan that’s right for you

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How to apply for ATV financing

Whether you know the exact powersports vehicle you want to purchase or you’re shopping around, getting preapproved will make the shopping and purchasing process easier and quicker. Fill out a form on LendingTree to get possible loan amounts as well as rates and terms from up to five lenders, depending on your creditworthiness.

To get preapproved, you’ll need the following items:

  • Social Security number
  • Powersport make and year (it’s OK if you’re still shopping for a vehicle)
  • Estimated purchase price

What type of powersports financing is right for you?

  • A powersports loan from a bank

    Banks tend to have great name recognition, 24/7 customer service and versatile mobile apps. However, some banks may not offer powersports or ATV loans, and those that do may not have the best available rates.

  • ATV financing through a credit union

    Credit unions tend to offer lower loan rates than banks. Some have minimal requirements for membership, such as Consumers Credit Union, which only requires a one-time donation of $5.

  • Borrowing from an online lender

    LightStream, the online lending arm of Truist, had the lowest average closed loan rate for powersports borrowers who applied through the LendingTree platform in 2020. But some online lenders offering unsecured personal loans may have higher rates than what you could get elsewhere.

  • ATV, Jet Ski and snowmobile loans from the manufacturer

    Powersports manufacturers, such as Honda, Polaris and Yamaha, may offer financing for the powersports vehicle you want. Depending on the model and when you’re looking to buy, the manufacturer may also offer a rebate as a financing incentive. You may need good to excellent credit to qualify for rebates or low-APR financing.

  • Powersport financing through the dealership

    Most dealers will help you find financing with a lender such as a bank, credit union or manufacturer. But they typically are not themselves lenders. So-called “buy-here, pay-here” dealers may charge high prices and high APRs. If one of the traditional loans we’ve already mentioned isn’t a good fit for you, consider using a credit card, ideally paired with a hefty down payment, or paying cash.

Compare Powersport Financing Offers

Featured powersport loans articles

ATV Financing and Loans | Roadrunner Financial

Roadrunner Financial knows ATV financing. Explore brands, compare instant loan offers, and secure your ride at a local dealership.

Check My Rate

No commitment. No impact on credit score.

ATV Financing


Just Clicks Away

Get Prequalified

Get a real-time decision with no impact on credit score.

Quick Process

Save time at the dealership. No hassles. No haggling.

Competitive Rates

Receive competitive rate offers that are valid for 30 days

All Credit Welcome

We welcome all credit scores, from subprime to prime.

Browse ATV Makes

Suzuki Financing

Textron Off-Road Financing

Hisun Financing

ATV Loan calculator

*This calculator is a self-help tool and the information provided is for illustrative purposes only. Actual payments and terms may vary. Tax, title, and other fees not included. This is not an offer of credit. All applicants subject to credit approval and not all applicants will qualify.

Calculate your ATV


Loan Payment

Use our ATV Loan Calculator to see how a monthly payment fits into your budget. Play around with loan terms, estimate the cost of your ATV financing, and apply to Roadrunner Financial with no impact on your credit score. To estimate your monthly loan payments, select:

Let's Break it Down

Loan Amount

This can cover up to the total cost of the vehicle, and sometimes a little extra for parts and accessories. Start with the MSRP of your selected ride.

Interest Rate

Interest rates vary based on make, model, applicant, cosigner, and more. Start with our leading rate, 6.99%.

Loan Term

The amount of time to pay off your loan. When you choose a longer term length, your monthly payment is lower. If you choose a shorter term length, your monthly payment will be higher. Start with our most popular term, 60 months.

Get Prequalified

The calculator results will show your estimated monthly payment! Click “Get Prequalified Now” to see your monthly rate offers with no credit impact and no commitments.

ATV Loan Questions? Here to help!

What is the average price of an ATV?

A new ATV can run between $3,000 – $15,000, with the average price being about $8,000. Prices vary depending on engine size, performance, and additional features or accessories.

What’s the best ATV loan term?

Loan term affects both your interest rate and monthly payment – when the term is longer, monthly payment is lower. Plus, certain terms will have certain rates available. The best ATV loan term is the one with the right balance of time, rate, and budget for you! Our most commonly used loan terms are between 36 – 72 months.

What’s the minimum credit score to finance an ATV?

We have relationships with over 40 OEM brands to cover buyers across the credit spectrum. Each program is different, but we can offer coverage with a minimum credit score of 550 FICO and coverage for those with little to no credit history. Submit an application to see what’s available to you – with no credit impact!

How are ATV loan interest rates calculated?

We look at more than your credit score when calculating your rate offer. But, a good rule of thumb is to expect our lowest rates under our prime program, which covers FICO scores of 660 and above. Our non-prime credit builder programs can offer coverage from a 550+ FICO score. The final interest rate is also determined by the vehicle being purchased, the chosen loan terms, and any prime rate promotions we may be running.

I want to get prequalified, does applying hurt my credit?

Nope! We’re able to pre-qualify you for financing without any credit impact. We’re one of the only ATV lenders with soft credit pulls. That means our application will initiate what’s called a “soft inquiry” on your credit, which does not impact your credit score. The only time we’ll do a hard inquiry is when you are ready to sign your contract.

New & Used


ATV Financing

We offer financing on over 25,000 new and used ATVs, side-by-sides, motorcycles, dirt bikes, snowmobiles, zero turn mowers, golf carts and more.

Check My Rate

No commitment. No impact on credit score.

Finance with ease— no matter your credit score.

We welcome everyone across the FICO score range to check if they pre-qualify for financing – from subprime to prime. Check your rate online and get an instant decision.

Check My Rate

No commitment. No impact on credit score.

How does it work?


It’s simple.

GET PREQUALIFIED​

Complete a quick application and get an instant prequalified credit decision. No commitments. No impact on credit score.

REVIEW RATES & TERMS​

You’ll see real terms and monthly payments. Compare your personalized financing offer and choose what’s right for you!

SECURE YOUR NEW RIDE​

Take your prequalified credit offer to a local dealership, test-drive the vehicle, complete and sign your paperwork electronically, and they’ll hand over the keys!

  • Textron Financing
  • Triumph Financing
  • Vespa Financing

Payment and delivery

+7 495 137-09-89

(Moscow)


8(800) 511-25-57

(toll free within Russia)

/Information/Payment and delivery

Methods of payment for goods and services, delivery and return:

Various types of payments are possible in our shop. Payment can be made in cash at our store, by bank card on our website, or at any branch of the Bank on a pre-issued invoice. :

CASH

You give the money upon receipt of the order and together with the order you receive all the necessary documents and a cash receipt.

You can pay for the order in cash:

In a retail store;

At the point of issue of the online store;

When delivering goods/providing services.

Payment is made only in Russian rubles.

BY BANK CARD (Payment by bank cards is carried out through ALFA-BANK JSC.)

To pay with a bank card, you need to place an order and select a payment method with a bank card. To avoid mistakes, please enter your phone number and e-mail correctly.

The Internet payment service is carried out in accordance with the Rules of the international payment systems Visa, MasterCard and the MIR Payment System on the principles of confidentiality and payment security, for which the most modern methods of verification, encryption and data transmission over closed communication channels are used. Bank card data is entered on the secure payment page of ALFA-BANK JSC.

On the page for entering bank card data, you will need to enter bank card data : card number, cardholder name, card expiration date, three-digit security code (CVV2 for VISA, CVC2 for MasterCard, Additional Identification Code for MIR). All the necessary data is printed on the card itself. The three-digit security code is the three digits found on the back of the card.

Next, you will be redirected to your bank's page to enter the security code that will come to you via SMS. If the security code did not come to you, then you should contact the bank that issued your card.

Payment is made through a secure bank gateway using bank cards of the following payment systems:

MIR (MIR logo)

Mastercard Worldwide (Mastercard Worldwide logo)

VISA International (VISA International logo)

Cases of refusal to make a payment:

- the bank card is not intended for making payments via the Internet, which can be found out by contacting your Bank;
- there are not enough funds to pay on a bank card. You can find out more about the availability of funds on a bank card by contacting the bank that issued the bank card;
- bank card details are entered incorrectly;
- the validity period of the bank card has expired. The validity period of the card is usually indicated on the front side of the card (this is the month and year until which the card is valid).
- you can find out more about the validity period of the card by contacting the bank that issued the bank card;

For payment by credit card and other issues related to the operation of the site, you can contact the following numbers:

+7 495 137-09-89.

The personal information you provide (name, address, phone, e-mail, bank card number) is confidential and is not subject to disclosure. Your credit card information is transmitted only in encrypted form and is not stored on our Web server.

ON INVOICE FOR PAYMENT

After processing your order, our manager will contact you and offer to send an invoice for payment to your e-mail. After receiving, you simply transfer the funds in any way convenient for you to our current account.

Return Policy

When paying by cards, cash refunds are not allowed. The return procedure is governed by the rules of international payment systems.

- The procedure for returning goods is regulated by Article 26.1 of the federal law "On the Protection of Consumer Rights".
- The consumer has the right to refuse the goods at any time before its transfer, and after the transfer of the goods - within seven days;
- Return of goods of good quality is possible if its presentation, consumer properties, as well as a document confirming the fact and conditions of purchase of the specified goods are preserved;
- The consumer does not have the right to refuse a product of good quality, having individually defined properties, if the specified product can be used exclusively by the person who purchases it;
- If the consumer refuses the goods, the seller must return to him the amount of money paid by the consumer under the contract, with the exception of the seller's expenses for the delivery of the returned goods from the consumer, no later than ten days from the date the consumer presents the relevant demand;

To return funds to a bank card, you must fill out the "Application for the return of funds", which is sent at the request of the company to the email address and send it along with a copy of the passport to the address info@atv-sporthit. ru

Refunds will be made to the bank card within 21 (twenty one) business days from the date of receipt of the "Application for Refund" by the Company.

To return funds for operations carried out with errors, you must apply with a written application and attach a copy of your passport and checks / receipts confirming the erroneous write-off. This application must be sent to [email protected]

The refund amount will be equal to the purchase amount. The term for consideration of the Application and the return of funds begins to be calculated from the moment the Company receives the Application and is calculated in working days, excluding holidays/weekends.

Rules for the delivery of goods

We deliver our goods throughout Russia and even abroad. After paying for the goods with a bank card, we ship goods from our own warehouse on the next business day. The delivery time for goods under the order is about 5 working days to our warehouse. In Moscow and the nearest suburbs, the paid goods are delivered as agreed with you by courier service at a time convenient for both parties. Or you can pick up the goods by self-delivery (Moscow, Skolkovskoe highway, vl.31).
We carry out delivery to the regions by Russian Post and almost any transport companies: EMS, Business Lines, PEK, SDEK, DHL, as well as any other transport company that is more convenient for you! We are ready to find the best way to deliver your package and will make every effort to find the most suitable and cost-effective delivery option for you.

If you wish to purchase a CFMOTO motorcycle or ATV on credit, we provide the most favorable and transparent conditions. Thanks to the CFMOTO Credit program, it is very easy to achieve the dream of becoming the owner of equipment!

CFMOTO ATVs and motorcycles on credit

If you wish to purchase a CFMOTO motorcycle or ATV on credit, we provide the most favorable and transparent conditions. Thanks to the CFMOTO Credit program, it is very easy to achieve the dream of becoming the owner of equipment!

  • Solution within hours
  • Low
    interest
    rates
  • Reliable
    banks -
    partners in any region

Thanks to partnership agreements with Alfa-Bank, Renaissance Credit, OPTbank, Orange Bank, Credit Europe Bank, you can get CFMOTO equipment on credit in any region of Russia, choose a loan program on request, get a loan in a short time.


Loan term: from 6 months to 5 years

Program: A loan for CFMOTO ATVs can be issued upon presentation of a passport, or two documents, and a pledge form of lending is also provided. You can repay the loan ahead of schedule.

Installment ATV

Installment period: 12 months

Down payment: 50% of the amount

This program covers the entire CFMOTO ATV and Side-by-Side range.

Moto rental for business from CFMOTO

For legal entities and individual entrepreneurs, CFMOTO has developed a program for the long-term rental of ATVs and motorcycles.

CFMOTO for business – more affordable than a loan and easier than leasing!

Benefits of the motorcycle rental program
  • Lease term up to 36 months
  • Equipment remains with you after the rental period expires
  • Income tax savings
  • The maximum amount and number of vehicles are not limited
  • VAT refund - 18% of the transaction amount

Have questions? - We will help

Your name * Telephone * Email * Comment

BRP

Polaris

STELS

Yamaha

Leader

BRP

TOHATSU

Yamaha

Kugoo 9000

Brand

  • BRP (52)
  • ODES Pathcross (4)
  • SEGWAY (7)
  • Kawasaki (1)
  • Polaris (3)
  • STELS (8)
  • Yamaha (3)
  • MOTOMIR (14)

Engine type

  • 2-cylinder, 4-stroke (1)
  • 2-cylinder, 4-stroke, 52 hp (one)
  • 4 stroke, 110 cc, 7 hp (one)
  • two-cylinder, V-shaped, liquid-cooled, 65 hp with (1)
  • 1 cylinder, 4 stroke (1)
  • 1-cylinder, 4-stroke, air-cooled SMC, G00, 107cm3, 7 hp (one)
  • 1-cylinder 4-stroke, 200 cm3, 15 hp (2)
  • 1-cylinder, 4-stroke, liquid-cooled, 570 cm3, 44 hp (one)
  • 149 cc 14 HP (one)
  • 2 cylinder, 4 stroke, liquid cooled, 67 hp (one)
  • 2-cylinder, 4-stroke, liquid-cooled, 1000 cm3, 105 hp (one)
  • 200 cc 15 HP (2)
  • 4 stroke, 110cc see, 10 hp (one)
  • 4 stroke, 110 cc, 10 hp (one)
  • 4 stroke, 110 cc, 7. 5 hp (one)
  • 4 stroke, 110 cc, 9 hp (one)
  • 4 stroke, 125cc see, 11 hp (one)
  • 4 stroke, 14 hp (one)
  • 4 stroke, 140 cc, 14 hp (one)
  • 4-stroke, single-cylinder, single-cylinder, air-oil-cooled, 16 hp (one)
  • 4-stroke, single-cylinder, single-cylinder, air-oil cooled, 17 hp (one)
  • 4 stroke, single cylinder, liquid cooled, 250 cc see, 23 hp (one)
  • 4 stroke, 1 cylinder, 125 cc 9 hp (3)
  • 4-stroke, 2-cylinder, V-shaped, liquid-cooled, 71 hp (one)
  • 90 hp V-twin, liquid-cooled (1)
  • 91 hp V-twin, liquid-cooled (1)
  • ODES (Rotax subtype), working volume - 976 cu. cm, two-cylinder, V-shaped, liquid-cooled, power - 67 kW (86 hp) (1)
  • ODES (Rotax subtype), working volume - 976 cu. cm, two-cylinder, V-shaped, liquid-cooled, power - 67 kW (92 hp) (1)
  • ODES, working volume - 649.6 cubic meters. cm, two-cylinder, V-shaped, liquid cooling, power - 39kW (54 HP) (1)
  • ProStar 500cc, 4-stroke SOHC, single cylinder, 33 hp (one)
  • ProStar 567cc, 4-Stroke DOHC Single Cylinder, 44 HP (one)
  • ProStar 952cc, 4-Stroke SOHC Twin Cylinder, 90 HP (one)
  • Rotax, two-cylinder, V-shaped, liquid-cooled, 59l. With. (one)
  • Rotax® ACE (Enhanced Combustion Efficiency), Single Cylinder, Liquid Cooled, Catalytic Converter, 52 HP With. (2)
  • Rotax® ACE, single cylinder, liquid cooled, catalyzed, 52 hp (one)
  • Rotax® ACE, single cylinder, liquid cooled, 52 hp With. (one)
  • Rotax®, twin-cylinder, V-twin, liquid-cooled, 100 hp (2)
  • Rotax®, Displacement - 649.6 cu. cm, two-cylinder, V-shaped, liquid-cooled, power - 44 kW (59 hp) (1)
  • V-shaped, 2 cylinders, 67 hp (one)
  • petrol (1)
  • two-cylinder, V-shaped, liquid-cooled, 59 liters. with (1)
  • two-cylinder, V-shaped, liquid-cooled, 100 hp With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 80 hp with (1)
  • two-cylinder, V-shaped, liquid-cooled, 80 hp With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 90 liters. With. (four)
  • two-cylinder, V-shaped, liquid-cooled, 95 l. With. (one)
  • two-cylinder, V-shaped, liquid-cooled with a catalytic converter, 75 hp (one)
  • two-cylinder, V-shaped, liquid-cooled with a well-thought-out air intake arrangement, 82 hp With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 59 liters. with (1)
  • two-cylinder, V-shaped, liquid-cooled, 59l. With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 80 hp With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 82 liters. With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 90 liters. With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 95 l. With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 50 liters. with (1)
  • two-cylinder, V-shaped, liquid-cooled, 95 liters. With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 59 liters. With. (one)
  • two-cylinder, V-shaped, liquid-cooled (1)
  • two-cylinder, V-shaped, liquid-cooled, 59 liters. With. (2)
  • two-cylinder, V-shaped, liquid-cooled, 80 hp With. (one)
  • two-cylinder, V-shaped, liquid-cooled, 59l. With. (2)
  • two-cylinder, V-shaped, liquid-cooled, 82 liters. With. (one)
  • single cylinder, 4-stroke, air-cooled (1)
  • single cylinder, 4-stroke, air-cooled (1)
  • Single cylinder, 4-stroke, liquid-cooled (1)
  • single-cylinder, liquid-cooled, 38 hp with (1)
  • single cylinder, liquid cooled, 38 hp (2)
  • single-cylinder, liquid-cooled, 38 hp (one)
  • single-cylinder, liquid-cooled, 4-stroke, (SOHC), 49 hp (one)
  • single cylinder, liquid-cooled, 4-stroke, double overhead camshafts (DOHC), 4 valves per cylinder, 49 hp (one)
  • Liquid-cooled inline two-cylinder, DOHC; 8 valves, 847cc cm (1)
  • Liquid-cooled, 4-stroke 90° V-twin, 50 hp (one)
  • Rotax® ACE (Advanced Combustion Efficiency) turbocharged, liquid-cooled, three-cylinder engine with integrated intercooler and high-performance air filter, 200 hp With. (one)
  • Rotax ACE liquid-cooled three-cylinder engine, turbocharger with intercooler, 200 hp With. (one)
  • Rotax ACE liquid-cooled three-cylinder engine, turbocharger with intercooler, 200 hp With. (one)
  • Rotax ACE liquid-cooled three-cylinder engine with increased fuel efficiency, turbocharger, high efficiency air filter, 120 hp With. (one)
  • Rotax ACE liquid-cooled three-cylinder engine with increased fuel efficiency, turbocharger, high-efficiency air filter, 200 hp With. (one)
  • Rotax ACE liquid-cooled three-cylinder engine, turbocharger with intercooler, 200 hp With. (one)
  • Rotax ACE liquid-cooled three-cylinder engine, turbocharger with intercooler, high-efficiency air filter, 200 hp With. (one)
  • Rotax ACE liquid-cooled three-cylinder engine, turbocharged, 200 hp With. (one)

Engine size

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Buy ATVs in Tyumen

By appointment, ATVs are divided into:

  • utility
  • trick
  • children and teenagers
  • tourist

Utility - four-wheel drive, heavy and powerful, used as an all-terrain vehicle. They accelerate up to 90 kilometers per hour and are able to overcome steep climbs, off-road, rough terrain thanks to a powerful engine up to 100 horsepower. They are useful for transporting goods, clearing snow, at a home construction site, and even as a tractor for cars. The utilitarian models will fit up to 4 people.

  • Weight: up to 670 kg
  • Average engine size: 500 cm³
  • Capacity: 2-4 people, trunk

Stunts - two-wheel drive for sports and aggressive driving. Sport quads feature independent suspension, adjustable jump shocks and a wide track. The body is lightened to develop high speed, but their cross-country ability is low. Joe Bird set the Guinness World Record for 137 kilometers per hour on an ATV.

  • Weight: up to 400 kg
  • Average engine size: 800 cm³
  • Capacity: 1-2 people

Youth - for 12-16 years old. Differ in the smaller sizes, weight and power of the engine. Some models provide speed control and remote shutdown of the engine. Suitable for fun or beginner quad bikers.

  • Weight: up to 90 kg
  • Average engine size: 50 cm³
  • Capacity: 1 person

Tourist - all-wheel drive SUVs. Thanks to the wide wheels with low-pressure tires, they will pass through snow, sand and muddy mud. They can be run in any season.

  • Weight: up to 750 kg
  • Average engine size: 900 cm³
  • Capacity: 2-4 people, trunk

Why buy an ATV in MotoCity

  • 40 ATV models in Tyumen in one center
  • We supply as an official dealer ATVs Odes, Stels, Kawasaki, BRP CAN-AM, Polaris, Segway, Yamaha
  • We offer a manufacturer's warranty and a free warranty repair at the service center - certified employees annually improve their skills at the courses of manufacturing companies
  • We carry out permanent promotions from manufacturers
  • We will deliver equipment in Tyumen in 1 day, in the region - in 2 days
  • We exchange old equipment for a new one as part of the Trade in
  • program

How much does a quad bike cost

The prices of ATVs are indicated in the catalog.


Learn more