Your disability percentage, which will be assigned by the Physical Evaluation Board, will determine whether your disability qualifies you for retirement or separation:
Your Branch of Service may place you on either the Temporary Disability Retired List (TDRL) or the Permanent Disability Retired List (PDRL).
A member of the TDRL or the PDRL is a retired member of the armed forces. You are entitled to all rights and privileges of a military retiree, which may include:
If you meet additional requirements you may also qualify for Combat-Related Special Compensation or Concurrent Retirement and Disability Pay .
Temporary Disability Retirement List
If you are found unfit to perform your duties because of a disability that may not be permanent, you may be placed on the Temporary Disability List (TDRL).
Your retired pay will be computed using one of two methods:
Your pay will be computed based on whichever is more beneficial for you.
While on the TDRL, a physical examination is required at least once every 18 months. If you fail to report for your physical examination, your Branch of Service will remove you from the TDRL list and your retired pay will be suspended until your examination has been completed.
If you were placed on the TDRL prior to January 1, 2017 may remain on the TDRL for up to five years, providing your condition does not change during that time. If you were placed on the TDRL on or after January 1, 2017, you will remain on that list for up to three years providing you condition does not change during that time. If at any time you are found fit for duty, you may be removed from the TDRL and returned to active duty.
If your disability stabilizes and is rated at 30 percent or greater, you will be transferred to the Permanent Disability Retired List (PDRL). If your disability stabilizes and is rated at less than 30 percent and you do not have 20 years of service, you will be discharged from the TDRL with severance pay.
Permanent Disability Retired List
If your disability is found to be permanent and is rated at 30 percent or greater, or you have 20 or more years of service, you will be placed on the Permanent Disability Retired List (PDRL).
Your retired pay will be computed using one of two methods.
Your pay will be computed based on whichever method is more beneficial for you.
If you have been transferred from the TDRL to the PDRL, your retired pay will be recalculated using your most current disability rating.
For more information, submit your question online or call 800-321-1080 to speak to a Customer Service Representative.
If you have concerns about your VA disability rating, please contact the VA at 800-827-1000.
Many of us are familiar with the traditional route to retirement.
You get a job, open retirement savings accounts and eventually enter your golden years and retire. Then you sit back and enjoy the fruits of your labors. However, not every path is so simple and straightforward. There are alternatives that some of us can’t avoid, like medical retirement. Understanding the differences between medical retirement and regular retirement can be of huge benefit to you. You may also want to consider working with a financial advisor as you plan out your retirement.
The premise of medical retirement changes slightly depending on its context. The most common use of it applies to military personnel, though. There, it’s a form of compensation for anyone with a military career ended due to a disability. The medical condition must stop you from performing your military duties. A Physical Evaluation Board (PEB), consisting of active-duty physicians, reviews your case and decides whether you’re fit to serve.
The medical board may only temporarily retire you if the disability is subject to change, putting you on the temporary disability retirement list (TDRL). After that, you’re subject to regular medical reevaluations. Eventually, you’re either permanently medically retired or returned to duty.
But it also exists outside the military. Workers in other areas can also start medical retirement if a disability impedes their ability to work. To qualify, your disability must be long-term and the source of why you cannot work. Typically, a doctor must document and confirm your disability and show how it prevents you from working in your or other fields.
Once that’s done, you can apply for disability retirement. The approval process varies between employers, though. For many it means applying for Social Security Disability. Federal employees can apply through the Civil Service Retirement System (CSRS) or the Federal Employees Retirement Service (FERS). Or, if you’re an employee of the state, you can apply through your state.
For example, if you’re a public school teacher in Texas, you apply through the Teacher Retirement System (TRS) of Texas.
Similar to traditional retirement, there are potential benefits available in medical retirement. Here are the options you should look for:
Social Security DisabilityThere are programs out there that provide money to people with a short-term or partial disability. However, Social Security is not one. Your medical condition must be long-term to qualify for Social Security disability benefits. Additionally, you must have worked in a job covered by Social Security – most Americans between the ages of 21 and 64 do. Essentially, that just means you paid into the Social Security system, either through payroll or self-employment taxes.
Generally, this benefit provides a monthly payment to qualifying individuals. You may start collecting them until you can work again, as “work incentives.
” Or, if you receive these benefits at full retirement age, then they convert into retirement benefits (at the same amount). According to the Social Security Administration (SSA), disabled workers and their dependents account for 13.8% of total benefits paid. And, based on 2020 data, monthly benefits average around $1,277.
The benefits split into two forms: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). The type you receive depends on the number of work credits you have earned, your income and disability.
Certain limitations and rules apply, however. Check with the SSA’s website to ensure you qualify.
PensionA medical retirement will not likely affect your pension. However, receiving a pension may alter the amount you receive in monthly disability payments. It depends on the type of pension you have and the disability benefits you receive. Supplemental Security Income has a greater chance of impacting your pension than Social Security Disability Insurance.
Long-term disability benefits (LTD) may take a similar role as a pension plan, since they act as ongoing income. But, your insurance provider may require you to apply for Social Security Disability if you want to collect LTD.
Military BenefitsThe Veterans Benefits Administration ensures eligible service members receive benefits. You can open a claim for VA compensation when you participate in the Integrated Disability Evaluation System (IDES). This helps determine your disability benefits. Some may be eligible for vocational rehabilitation and employment (VR&E) services, which help you gain independence and work in your daily life. The VA also provides health care benefits to veterans with conditions related to their military service. It lasts a lifetime for those with disabilities.
Being placed on the Permanent Disability Retired List (PDRL) also entitles you to the full benefits of a military retiree and a monthly retirement check. Severance pay is also available as a one-time lump sum.
Regular retirement is just like how it sounds. It’s what waits for many Americans as they grow older. People work their whole lives and save money; then, they leave the workforce once they hit a certain age.
Based on TD Ameritrade’s Road to Retirement survey, most adults want to retire by age 67. But the average life expectancy in the U.S. (80.5 for females and 75.1 for males) means you have to prepare enough savings to carry you through your seventies, at the very least. Benefits can help you cover some daily expenses, making your savings last longer.
Regular Retirement BenefitsWorking comes with its rewards. Here are some of the benefits you may qualify for in regular retirement:
Social Security Retirement BenefitsAlmost every American includes Social Security as part of their retirement plan, and almost nine out of 10 people over the age of 65 receive Social Security benefits.
In addition, many retirees depend on these benefits as a main source of income.
Social Security repays a portion of your pre-retirement income based on your 35 highest-earning years. It varies according to how much you earn and when you start receiving benefits. On average, beneficiaries receive approximately 40% of their pre-retirement income through this. However, you need to wait until your full retirement age before you can receive your full retirement benefit amount.
Military Retirement BenefitsThere are several benefits available to you as a military retiree. If you received an injury or experienced an illness related to your service, you may be entitled to VA disability compensation. This is a tax-free, monthly payment to qualifying veterans. There is a VA pension for veterans with a low income and their survivors as well, which are also monthly payments. However, they are based on financial need.
On top of that, service members may choose a retirement plan, such as Final Pay, High-36, REDUX and Blended Retirement System (BRS).
You can read the breakdown of each on the Military Compensation site for the U.S. Department of Defense.
Generally, your military retirement benefits do not impact your Social Security benefits. You’ll receive those based on your age and earnings like everyone else.
PensionPensions are a form of a retirement plan. Essentially, employers promise to pay their employees a regular and defined benefit after they retire. Typically, they calculate the amount as a percentage of the salary you earned in the position. The exact percentage depends on the terms offered by the employer and how long the employee worked. So, you can’t contribute to it like you would with a 401(k) or other retirement plans.
There are two types of pensions: public and private. Government bodies on a federal, state or local level distribute public pensions to their workers, i.e., firefighters, teachers and police officers. Private pensions likely come from companies, and they generally have more legal protections.
Most people build up retirement savings. That way, they can support themselves when they’re out of work. Disabled individuals are no different and often turn to their retirement plans as a way to replace their job’s income.
But taking from your funds too early can be tricky. In regular retirement, if you take a distribution before the age of 59.5, you incur a 10% distribution penalty. You may also face normal income tax on the withdrawal. That’s because the applicable retirement accounts are tax-deferred, so you don’t pay tax when you contribute money.
However, the IRS gives qualifying disabled individuals a break if they touch their retirement savings. They receive an exemption from the 10% penalty. This exception applies to the early distribution tax for 401(k)s and IRAs as well as SARSEP, SEP and Simple IRA plans.
You must also meet the IRS definition for “total and permanent disability.
” That means your condition stops you from any substantial work and will either be indefinite in length or fatal. Due to the difference between Social Security and the IRS’s criteria, qualifying for the former does not guarantee the 10% penalty exception.
In the end, the type of retirement you receive depends on your personal situation. A medical retirement may be unavoidable for some who can no longer work due to disability or illness. In that case, there are benefit opportunities out there, such as for veterans.
The hope is, though, that a healthy and safe life will lead to more traditional forms of retirement. That means you’ll have to work longer, but you also have more opportunities to build your wealth. So if you’re lucky enough to remain healthy through your entire working life, make sure you take advantage of every retirement savings opportunity you come across.
Tips for Retirement Planning
If you’re unsure where to start, consider speaking with a financial advisor. Finding a qualified financial advisor doesn’t have to be hard. SmartAsset’s free tool matches you with up to three financial advisors in your area, and you can interview your advisor matches at no cost to decide which one is right for you. If you’re ready to find an advisor who can help you achieve your financial goals, get started now.Photo credit: ©iStock.com/olm26250, ©iStock.com/designer491, ©iStock.com/skynesher
Ashley Kilroy Ashley Chorpenning is an experienced financial writer currently serving as an investment and insurance expert at SmartAsset. In addition to being a contributing writer at SmartAsset, she writes for solo entrepreneurs as well as for Fortune 500 companies.
Ashley is a finance graduate of the University of Cincinnati. When she isn’t helping people understand their finances, you may find Ashley cage diving with great whites or on safari in South Africa.
years of experience.
Diana Shigapova
lawyer
In the second half of 2022 and in 2023, only those who received it earlier and for some reason did not use the right to retire will have the right to retire. From 2024, women will be able to retire at age 58, and men at age 63. nine0003
In 2028, the requirements will be tightened: men will retire at 65 and women at 60, while they will need to accumulate 30 pension points and 15 years of insurance experience. But if you meet a few more conditions, you can start receiving a pension earlier.
This is possible if they worked in harmful or difficult working conditions, served under a contract, gave birth to three or more children, or were fired at pre-retirement age.
nine0003
/prava-uchebnik/
Course: how to protect your rights at work
After years of service , for example, civil servants, military personnel, citizens and astronauts can retire flight test personnel.
Federal civil servants are officials who have entered into a service contract with the Russian Federation through federal authorities. nine0003
Art. 10 of the law "On the system of civil service of the Russian Federation"
They have a class rank, they wear a uniform, they receive a salary from the federal budget. The positions of federal civil servants are indicated in a special register.
The service pension for civil servants is not an early pension, but an additional one, in addition to the old-age pension. As a general rule, it cannot be obtained separately. But there is an exception. In order for federal government civil servants to be able to receive a superannuation pension, regardless of whether there is an old-age pension, they must meet three conditions:
Clause 1.1 Art. 7 of the Law "On State Pension Provision in the Russian Federation"
Civil servants of the constituent entities of the Russian Federation and municipal employees can retire according to the length of service. The procedure for calculating the experience of municipal service is established by the regions.
Art. 25 of the law "On municipal service in the Russian Federation"
Military personnel are officers, sergeants, cadets, soldiers who serve in the Armed Forces of the Russian Federation, the National Guard, the FSB and other law enforcement agencies. For them, the superannuation pension replaces the old-age pension.
Art. 2 of the law "On the status of military personnel"
To receive a military pension, you must serve at least 20 calendar or grace years.
The procedure for calculating length of service
Grace years are when length of service is counted not one to one, but, for example, a year for two.
This is possible not only because of service in harsh climatic conditions, but also in certain positions. For example, in positions of the Airborne Forces, where you need to systematically jump with a parachute, a month is considered one and a half. nine0003
Astronaut citizens are:
Early retirement is due to men who have worked for 25 years in any of these positions, and to women who have worked in them for 20 years. At the same time, men must work in a flight test unit for at least 10 years, women - at least 7.5.
Art. 7.1 of the Law "On State Pension Provision in the Russian Federation"
Experience is calculated as two months. And if an astronaut is in space, then a month of stay there is considered as five months of work.
Regulations on the provision of pensions for cosmonauts in the Russian Federation
If cosmonauts, due to health reasons, can no longer work, then men can retire after 20 years of service, and women after 15.
If the cosmonaut died, his wife, children and parents of retirement age can receive a survivor's pension.
Citizens from among the employees of the flight test personnel are:
Regulations on the procedure for assigning and paying pensions for years of service to flight test personnel
They are granted a service pension only together with an old-age pension. You won't get it before the time.
Conditions for assigning pensions to citizens from among the employees of the flight test staff
The length of service for each category of employees is calculated differently.
For example, for pilots, a year is considered two if they have been conducting flight tests all this time. nine0003
But in any case, for the right to a service pension, the total length of service for men must be 25 years, for women - 20 years.
If flight work had to be left for health reasons, then the right to a seniority pension will be with at least 20 years of service for men and at least 15 years for women.
By experience. You can go on an old-age pension 2 years earlier if you have a long work experience: for men - 42 years, for women - 37 years. At the same time, a man must be at least 60 years old, a woman - 55 years old. nine0003
para. 1.2 art. 8 of the Law "On Insurance Pensions"
When working in hazardous conditions (list No. 1). Men can retire at 50, women at 45 if they have worked in underground work, work with harmful working conditions and in hot shops from list No. 1.
| Work experience in hazardous conditions | General insurance record | |
|---|---|---|
| For men | 10 years | 20 years old |
| For women | 7 years and 6 months | 15 years old |
Work experience in harmful conditions
For men
10 years old
for women
7 years and 6 months
Total experience
20 years 20 years old
for women
15 years
If men and women have worked half or more of the length of service in harmful conditions, then each year of such work reduces the retirement age.
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| Length of service for a man | Men's retirement age | Experience for a woman | Woman's retirement age |
|---|---|---|---|
| 5 years | 55 years old | At least 3 years and 9 months | 52 years old |
| 6 years | 54 years old | 4 years | 51 years |
| 7 years | 53 years old | 5 years | 50 years old |
| 8 years | 52 years old | 6 years old | 49 years old |
| 9 years old | 51 | 7 years old | 48 years old |
| 10 years | 50 years old | 7 years and 6 months | 45 years old |
Retirement age for a man depending on work experience in hazardous conditions:
A woman's retirement age depending on the length of service in hazardous conditions:
When working in difficult conditions (list No. 2) men can retire at 55, women at 50. To do this, they must work in jobs with difficult working conditions from list No. 2.
| Experience in difficult conditions | General insurance record | |
|---|---|---|
| For men | 12 years and 6 months | 25 years old |
| For women | 10 years | 20 years old |
Work experience in difficult conditions
for men
12 years and 6 months
for women
10 years
Total experience
For men
25 years
For women
20 years
reduce the retirement age by one year.
| Length of service for a man | Male retirement age | Length of service for a woman | Woman's retirement age |
|---|---|---|---|
| At least 6 years and 3 months | 58 years old | At least 5 years | 53 years old |
| At least 7 years and 6 months | 57 years old | At least 6 years | 52 years old |
| At least 10 years | 56 years old | At least 8 years | 51 |
| 12 years and 6 months | 55 years old | 10 years | 50 years old |
Retirement age for a man depending on the length of service in hazardous conditions:
A woman's retirement age depending on the length of service in hazardous conditions:
When working in the Far North , men can retire at 60, women at 55. To do this, work experience in the regions of the Far North must be at least 15 years, and in areas equated to them - 20 years. The total experience for men should be 25 years, for women - 20 years. nine0003
There are different options for those who have worked in the north.
What to do? 06/24/20
How to pass a medical examination for work in the Far North?
Those who have worked in the regions of the Far North for at least 7 years and 6 months are assigned a pension with a decrease in age by 4 months for each full year of work in these regions.
A woman who has given birth to two or more children and has worked for more than 12 years in the regions of the Far North or at least 17 years in equivalent areas can retire at 50 years old. The total experience must be at least 20 years. nine0003
Those who permanently reside in the regions of the Far North and areas equivalent to them and have worked as reindeer herders, fishermen, and hunters can also retire early. Men - at 50 years old, women - at 45. For this, men must work for at least 25 years, women - 20 years.
In case of liquidation of an enterprise or reduction of personnel, if it is impossible to find another job, you can retire 2 years before retirement age. In 2022 for men - at 60 years old, for women - at 55 years old. The insurance period must be at least 25 years for men and 20 years for women. nine0003
Art. 32 of the Law "On Employment in the Russian Federation"
153-FZ "On Amendments to Certain Legislative Acts of the Russian Federation"
registered with the employment service. So what? 01/24/19 Unemployed pre-retirees can retire two years earlier Civil aviation workers can retire earlier. Flight personnel Beneficial work experience 25 years for men, 20 years for women Upon dismissal for health reasons: Total insurance experience It does not matter Pension age , regardless of the age of , Aircraft flight management of preferential work 12 years and 6 months - for men for men for men , 10 years for women Total insurance experience 25 years for men, 20 years for women Retirement age 55 years for men, 50 years for women Engineering and technical composition of aircraft service Preferential work experience 20 years-for men, 15 years-for women Total experience 25 years-for women, 20 years-for women Retirement age 55 years for men, 50 years for women Special services workers. Rescuers in professional emergency rescue services, units of the Ministry of Emergency Situations, participants in the liquidation of emergencies Beneficial work experience 15 years Total insurance experience does not matter retirement age 40 years or later than Workers and employees in places of imprisonment of preferential work 15 years, for men, for men, for men, for men, for men, for men. Total insurance record 25 years for men, 20 years for women Retirement age 55 years for men, 50 years for women 0025 Fire guard, fire and rescue services
Who else can retire early
Who from civil aviation can retire early
Work / profession Preferential work experience General insurance record Retirement age Aircrew 25 years for men, 20 years for women Not relevant Regardless of age When dismissed for health reasons:
20 years for men, 15 years for women Aircraft Flight Control 12 years and 6 months for men, 10 years for women 25 years for men, 20 years for women 55 years for men, 50 years for women Aircraft maintenance engineer 20 years for men, 15 years for women 25 years for men, 20 years for women 55 years for men, 50 years for women
20 years old - for men; 15 years - for women 
Former employees of the Federal Penitentiary Service, the State Fire Service, rescuers of the Ministry of Emergency Situations can go on early retirement. nine0003 Which of the special services can retire early
Work / profession Preferential work experience General insurance record Retirement age Rescuers in professional emergency rescue services, units of the Ministry of Emergency Situations, participants in emergency response 15 years old Not relevant 40 or later Workers and employees in places of deprivation of liberty 15 years for men, 10 years for women 25 years for men, 20 years for women 55 years for men, 50 years for women Fire, fire fighting and emergency services 25 years old Not relevant 50 years old 
10 years for women
Preferential experience
25 years
Total insurance experience
does not matter the retirement age
50 years
must work 25 years, must work 25 years, but they can take early retirement only after 4 years. From 2023, the retirement date will move 5 years.
For example, in 2022, the experience of a school teacher was 25 years. He cannot immediately apply for a pension - he will have to wait 4 years. The teacher will need to apply for a pension in 2026. nine0003
Medical workers must have worked for at least 25 years in rural areas and urban-type settlements, or at least 30 years in cities, or at least 30 years mixed in cities, rural areas and urban-type settlements. Then they will be able to retire earlier than the generally established age.
The list of positions that are eligible for early retirement includes nurses.
Like teachers, medical workers in 2022 will be able to apply for a pension not immediately after completing the required length of service, but after 4 years. From 2023, you will have to wait 5 years. nine0003
Artists of theaters or theater and entertainment organizations can also retire early in the same order as teachers and doctors - 4-5 years after the required work experience has been completed.
List of professions and positions of employees of theaters and other theatrical and entertainment enterprises who are entitled to a retirement pension
Mothers of many children, who gave birth to three or more children and raised them up to 8 years old, can also count on an early pension. In this case, the woman’s insurance experience should be 15 years, and the pension coefficient should be from 30 points. nine0003
| Number of children | Retirement age |
|---|---|
| 3 | 57 years old |
| 4 | 56 years old |
| 5 or more | 50 years old |
Number of children
Retirement age
3
57 years
4
56 years
5 and more
50 years
Parents of disabled children can receive an early pension if the father's insurance record is at least 20 years and the mother's is 15 years.
A pension can be issued either by a father at 55 or a mother at 50.
Disabled people and their guardians can also retire early.
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What benefits from the state are due to people with disabilities
| Type of disability | General insurance record | Retirement age |
|---|---|---|
| War trauma | 25 years for men, 20 years for women | 55 years for men, 50 years for women |
| By sight, with the first disability group | 15 years for men, 10 years for women | 50 years for men, 40 years for women |
| Lilliputians and disproportionate dwarfs | 20 years for men, 15 years for women | 45 years for men, 40 years for women |
Due to military trauma
Total insurance experience
25 years - for men, 20 years - for women
Pension age
55 years - for men, 50 years - for women
according to women vision, with the first group of disability
Total insurance experience
15 years - for men, 10 years - for women
Pension age
50 years - for men, 40 years - for women
Liliputs and imbalance of
Total experience
20 years - for men, 15 years for women
Retirement age
45 years for men, 40 years for women
Guardians can count on an early pension if they have raised disabled people since childhood.
In their case, it happens like this: the retirement age decreases by a year for every 1.5 years of guardianship, but no more than 5 years in total. At the same time, men must have at least 20 years of insurance experience, and women - at least 15 years. nine0003
Who else. Early retirement is assigned to many more people - the list of positions and jobs is directly indicated in the law "On Insurance Pensions".
| Job/occupation | Length of service | General insurance record | Retirement age |
|---|---|---|---|
| Tractor drivers in agriculture, other sectors of the economy, drivers of construction, road and loading and unloading machines | 15 years old | 20 years old | 50 years - for women. This benefit is not available to men |
| Work in the textile industry with increased intensity and severity | 20 years old | Not relevant | 50 years - for women. This benefit is not available to men |
| Workers of locomotive crews, workers in the organization of transportation and traffic safety in railway transport and the subway, truck drivers in mines, open pits, mines or ore quarries for the export of coal, shale, ore, rock | 12 years 6 months for men, 10 years for women | 25 years for men, 20 years for women | 55 years for men, 50 years for women |
| Work in expeditions, parties, detachments, at sites and in brigades on field geological exploration, prospecting, topographic and geodetic, geophysical, hydrographic, hydrological, forest management and survey work | 12 years 6 months for men, 10 years for women | nine0130 25 years for men, 20 years for women55 years for men, 50 years for women | |
| Workers, foremen in logging and rafting | 12 years 6 months for men, 10 years for women | 25 years for men, 20 years for women | 55 years for men, 50 years for women |
| Mechanics of complex crews at loading and unloading operations in ports | 20 years for men, 15 years for women | 25 years for men, 20 years for women | 55 years for men, 50 years for women |
| Work as a seafarer on ships of the sea, river fleet and fishing fleet | 12 years 6 months for men, 10 years for women | 25 years for men, 20 years for women | 55 years for men, 50 years for women |
| Drivers of buses, trolleybuses, trams on regular urban passenger routes | 20 years for men, 15 years for women | 25 years for men, 20 years for women | 55 years for men, 50 years for women |
| Work in underground and open pit mining in the extraction of coal, shale, ores and other minerals, in the construction of mines and mines | At least 25 years | Not relevant | Regardless of age |
| Longwall miners, tunnellers, jackhammers, mining machine operators | At least 20 years | Not relevant | Regardless of age |
| Work on ships of the sea fleet of the fishing industry for the extraction, processing of fish and seafood, acceptance of finished products in the fishery, on certain types of ships of the sea, river fleet and fleet of the fishing industry | 25 years for men, 20 years for women | Not relevant | Regardless of age |
Tractor drivers in agriculture, other sectors of the economy, drivers of construction, road and loading and unloading machines 9for women This benefit is not available to men
Work in the textile industry with increased intensity and heaviness of
Work experience
20 years
Total experience
does not matter
Pensions
50 years - for women.
This benefit is not available to men
Workers of locomotive crews, employees in the organization of transportation and traffic safety in railway transport and subway, drivers of trucks in mines, open pits, in mines or ore quarries for the export of coal, shale, ore, work, rocks 6 6 12 years 6 months for men, 10 years for women Total insurance experience 25 years for men, 20 years for women Retirement age 55 years for men women Work in expeditions, parties, detachments, in sites and in brigades at field exploration, search, topographic and geophysical, hydrographic, hydrological, forestry and survey work Work experience 12 years 6 months-for men , 10 years for women Total insurance experience 25 years for men, 20 years for women Retirement age 55 years for men, 50 years for women Workers, masters on logging and forestry Work experience 12 months - for men, 10 years - for women Total experience 25 years - for men, 20 years - for women Retirement age 55 years - for men, 50 years - for women Machine operators of integrated teams at loading and unloading operations in ports Work experience for women - 20 years -0003 Total insurance experience 25 years - for men, 20 years - for women retirement age 55 years - for men, 50 years - for women Work in the fluke, river fleet and river fleet and river vessels fishing fleet Work experience 12 years 6 months for men, 10 years for women Total insurance experience 25 years for men, 20 years for women
55 years old - for men, 50 years old - for women
Drivers of buses, trolleybuses, trams on regular city passenger routes
Work experience
20 years - for men, 15 years - for women
Total insurance experience
25 for men, 20 for women
Retirement age
55 for men, 50 for women other minerals, in the construction of mines and mines
Work experience
at least 25 years
Total insurance experience
does not matter
Pension age
, regardless of the age of
Mining workers, passers, slaughterers on chipped hammers, mining machine -off machines.
Length of service
At least 20 years
Total insurance experience
Does not matter
Age of retirement
Regardless of age
Work on the vessels of the fishing industry for extraction, processing of fish and seafood, receiving finished products in the fishing, on certain types of vessels of the sea, river fleet and fleet of fish industry
Work experience
25 years - for men, 20 years - for men, 20 years years for women
Total length of service
Does not matter
Retirement age
Regardless of age
To retire earlier, you need to earn the length of service necessary for the profession or work. It will include periods when a person worked, was on sick leave or cared for a child, but not more than 6 years.
Rules for calculating and confirming the insurance period
You should apply to the pension fund at the place of residence or to the MFC.
You can apply at any time after you have accumulated the required experience.
To apply for a pension, you need to apply for its appointment. It is necessary to attach a passport, SNILS and a work book to it.
The Pension Fund of Russia has all the information about the length of service, since employers submit information about payments for their employees there every month. If the PFR suddenly did not have information about the length of service, then they can confirm it:
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How to get two pensions
All documents that confirm periods of work must have a number and date of issue.
They should indicate the full name of the future pensioner, his date of birth, place of work, period of work, profession.
Sample application can be downloaded from the PFR website.
The application will be considered within 10 business days. The pension will be assigned from the day of applying for it, but not earlier than the day when the right to a pension appeared.
Until the day of application, a pension can be assigned if the application was made within 30 days from the date of dismissal. In this case, the pension will be assigned from the day following the day of dismissal from work.
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Pensioners' rights by age
The Pension Fund may refuse to pay an early pension if there is not enough special service. Or if the applicant did not submit documents confirming the length of service, and the FIU does not have information that the applicant worked in such and such a place.
The formula for calculating pension payments in the general case is as follows:
Fixed payment + IPC × IPC cost.
The amount of fixed payments and the number of points are different for everyone. For example, in 2022, the generally established fixed payment is 6564.31 R, and for those who have worked in the Far North for 15 years, it is 9846.15 R.
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How to calculate the old-age pension
For those who retire based on years of service, the formula is different. It depends on the salary while working. For example, astronauts are paid 55% of their salary.
The right to early retirement does not appear immediately after working out the required length of service. Article 32. Conditions for early retirement
(as amended by Federal Law No. 350-FZ of 03.10.2018)
(see text in previous edition)
(as amended by Federal Law No. 8-FZ of 10.01.2003)
(see text in the previous edition)
1. Repealed from January 1, 2019. - Federal Law of October 3, 2018 N 350-FZ.
(see the text in the previous edition)
for men and women, respectively, or having the specified insurance experience and the required work experience in the relevant types of work, giving the right to early appointment of an old-age insurance pension in accordance with Federal Law No.
400-FZ of December 28, 2013 "On insurance pensions", dismissed in in connection with the liquidation of an organization or the termination of activity by an individual entrepreneur, a reduction in the number or staff of employees of an organization, an individual entrepreneur, with their consent, a pension may be assigned for the period until the age of the age that gives the right to an old-age insurance pension, including that assigned ahead of schedule, but not earlier than two years before the onset age. nine0003
If the unemployed citizen agrees with the appointment of a pension provided for in this clause, the employment service body, no later than one working day following the day the unemployed citizen receives such consent, sends to the body providing pensions at the citizen's place of residence a proposal from the employment service body on early assigning a pension to an unemployed citizen, in which the unemployed citizen confirms his consent to the early appointment of a pension and indicates the method of delivery of this pension.
The proposal of the employment service body on the early assignment of a pension to an unemployed citizen is sent using the system of interdepartmental electronic interaction either in the form of an electronic document or on paper based on an agreement concluded between the body providing pensions and the employment service body. Informing an unemployed citizen about sending a proposal for the early appointment of a pension to him to the body providing pensions is carried out in the manner prescribed by the rules in accordance with which the employment service bodies make social payments to citizens duly recognized as unemployed, and issuing proposals for the early appointment of a pension to such citizens, approved by the federal executive body authorized by the Government of the Russian Federation. nine0003
The pension provided for by this paragraph shall be assigned from the date of issuance of the proposal of the employment service authority on the early assignment of a pension to an unemployed citizen without requesting an application for a pension from him.
The pension provided for by this clause is assigned in accordance with the procedure similar to the procedure for assigning an old-age insurance pension, and on the terms provided for by Federal Law No. 400-FZ of December 28, 2013 "On Insurance Pensions", unless otherwise provided by this Law. nine0003
Upon reaching the age that gives the right to an old-age insurance pension, including early retirement pension, to a person receiving a pension assigned in accordance with this clause, subject to the conditions for assigning an old-age insurance pension, including early retirement pension, provided for by the Federal Law dated December 28, 2013 N 400-FZ "On Insurance Pensions", an insurance old-age pension is assigned without requiring him to apply for an insurance old-age pension on the basis of data available to the body providing pensions. nine0003
The pension granted in accordance with this clause may be supplemented with a seniority pension in accordance with Article 7 of Federal Law No.
