How much canadian tire money do i get

• Earn 4% cash back in CT Money on nearly all purchases at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts.
• Earn 1.5% cash back in CT Money (up to $12,000 in annual purchases) when you buy groceries (excludes Costco and Walmart).
• Earn 0.5% cash back in CT Money on all other spending.
• Receive $0.5 in CT Money per litre when you fuel up at Gas+ and Essence+ gas stations.
• No annual fee.
• No income requirements.
• Skip the interest and fees when financing eligible Canadian Tire purchases of $150 or more.
• You can get cash back rewards with bonus offers to earn up to 30 times more per dollar on purchases.
• Allows you to easily return items bought on the card without a receipt at participating locations.

Introduction

The iconic Canadian Tire has been around for nearly 100 years, so it’s safe to say it knows a thing or two about loyalty. Its customers may not have stacks of paper Canadian Tire Money collecting in their junk drawer anymore, but the digital equivalent stored on the Triangle Mastercard is just as rewarding (and easier to keep track of too).

The Triangle Mastercard itself is a basic, no-annual-fee credit card, perfect for cardholders that don’t need all the typical bells and whistles found on premium credit cards.

Cardholders will receive 4% cash back in the form of CT Money on everyday purchases at Canadian Tire and a handful of other participating retailers owned by Canadian Tire Corporation, Limited. The card also earns 1.5% on groceries, $0.5 on fuel and 0.5% back when you shop anywhere else.

Just like the paper Canadian Tire Money, you can stack CT Money with bonus offers to earn even more CT Money on your spending. Cardholders can receive weekly deals and access to bonus events that earn 30 times more per dollar on purchases. Plus, if you still have a few old bills of the physical Canadian Tire Money lying around, you can convert them into digital dollars at any Canadian Tire store.

At a glance

• No annual fees or income requirements.
• Earn cash back in CT Money on everyday purchases: Collect 4% on purchases from participating retailers, 1. 5% on groceries, $0.5 per litre at select gas stations and 1.5% when you shop everywhere else.
• Every dollar in CT Money equals a dollar to redeem at Canadian Tire and its partner retailers.

Best Use of the product

Earning rewards

If you frequently shop at Canadian Tire or any of the other partners, you can quickly rack up CT Money with this card. You can collect 4% on eligible purchases at Canadian Tire and participating retailers for sporting equipment, home and lifestyle goods, and car rentals. However, the earn rate drops to 0.5% when you shop anywhere other than the approved partner stores.

Every time you fill up at Gas+ and Essence+ pumps, you can earn $0.5 per litre on all fuel types, including diesel. There are no minimums or maximums on the fuel required to qualify for the cash back rate.

Cardholders can also collect 1.5% on groceries up to $12,000 in purchases per year, but it’s important to note that this excludes Costco and Walmart.

The earn rates are decent, but the “cash” you get back is digital CT Money. That means, you can only spend it at the retailers under the Canadian Tire corporate umbrella. You will also only be collecting rewards on pre-tax amounts. Plus, there are plenty of other cash back credit cards that put real money back in your pocket based on the total transaction amount and have higher earn rates, to boot.

Redeeming Rewards

Redeeming rewards is relatively straightforward. Simply show your card to a cashier or use your points online at any partner location and watch the price go down. The easiest way to use your rewards is through the Triangle Mastercard App. The app will give you quick access to your rewards total and available bonus offers.

The dollar for dollar redemption value is respectable and the app is handy, but you can only redeem rewards at approved locations that accept CT Money. This puts a cap on what you can buy with your rewards. Another drawback is the cash back earned at Gas+ and Essence+ can’t be redeemed for fuel. Other credit cards give you real cash back to put towards gas bills, like the American Express Gold Rewards Card.

Rewards Potential

We did the math for you by calculating what the average Canadian spends every year for each TD Cash Back Visa Infinite cash back category. Forbes Advisor uses data from multiple government agencies in order to determine both baseline income and credit card spending averages across various categories.

Forbes Advisor estimates the total annual credit card spending to be $27,851.70. Of that amount, grocery purchases add up to $7,536, earning $113.04 in CT Money the 1.5% rate. All other spending would earn the 0.5% rate, unless it was at partner stores. So, the $3,360 on gas, coming out to $16.80 in CT Money and the $2,436 in recurring bills ($2,436) would amount to $12.18. Canadians also spend $14,519.70 in other spending categories (like dining, air travel, hotels, online purchases and miscellaneous spending) that could reasonably be charged to a credit card and would earn at the base rate of 0. 5%, earning them. That would amount to just $72.59 in CT Money, earning them a grand total of $214.61 in CT Money per year.

Overall, the Triangle Mastercard doesn’t earn very much considering that there are other credit cards out there that offer more flexible rewards (like cash) and can earn upwards of $500 a year, based on the exact same spending. That said, we didn’t account for purchases made at partner stores, since sporting equipment, workwear and Canadian Tire shopping don’t fall into typical spending categories. But, if you spend a lot at those stores, this card might be well worth the 4% back in CT Money.

Triangle Mastercard Benefits

• No Fee Financing: Get interest-free financing with no upfront fees on qualifying purchases of more than $150.
• Easy Returns: Return items to participating stores with no receipt.
• Bonus Rewards: Stack your credit card rewards with bonus offers to earn more cash back overall.

Fine Print

Interest Rates

• Regular APR Min: 19.99%
• Regular APR Max: 27.99%

Fees

• Cash Advance: 22.9%
• Foreign Transaction Fee: 2.5%
• Annual Fee: $0

How the Triangle Mastercard Stacks Up

Triangle Mastercard vs. Triangle World Mastercard

The Triangle World Mastercard is an invite-only card. Getting an invitation will depend on your membership and spending history. This information is kept under lock and key, just like the application. Like its lower-tier counterpart, there are no annual fees or income requirements. Cash back rewards follow the same structure, with a slight increase in earn rates on fuel that pays $0.5 per litre on premium grades and $0.7 per litre on all other fuel types, but this slight increase might not be worth the invite for everyone.

Triangle Mastercard vs. Triangle World Elite Mastercard

The Triangle World Elite Mastercard is available to those who meet the income requirements of $80,000 annual earnings or $150,000 household income. Cardholders can still skip the annual fees and earn the same cash back at participating retail stores and gas stations. Rewards are boosted to 3% for grocery stores and 1% on other purchases. Based on the same annual spending calculations, Triangle World Elite Mastercard holders can earn $327.64 annually, compared to the Triangle Mastercard’s $214.60. Plus, they’ll get additional perks like car rental insurance, a 90-day purchase warranty, roadside assistance, and 24/7 concierge services. If you can qualify, the Triangle World Elite beats the regular Triangle Mastercard pretty handily.

Triangle Mastercard vs. CIBC Costco Mastercard

The CIBC Costco Mastercard offers 3% cash back (and that’s real cash back) at restaurants and Costco gas stations. Cardholders earn 2% at other gas stations and on Costco. ca. All other purchases offer 1% cash back wherever Mastercard is accepted. There are no annual fees or limits on cash back rewards. Forbes Advisor estimates CIBC Costco Mastercard holders can earn $422.58 annually with Costco purchases or $367.62 with non-Costco purchases. Both numbers trump the Triangle Mastercard’s annual estimated earnings of $214.60—and it earns cash back you can use anywhere, not just at specific stores.

The CIBC Costco Mastercard also has additional benefits like liability protection, extended warranty, and $1,000 mobile device insurance.

Methodology

When determining a rating for individual credit cards, the Forbes Advisor Canada editorial team factors in an exhaustive list of data points. With cash back, the scoring model used takes into account factors such as, but not limited to, cash back rates and categories, fees, welcome bonus, and other rewards and features. Keep in mind, what may be best for some people might not be right for you. Conduct informed research before deciding which cards will best help you achieve your financial goals.

Is the Triangle Mastercard right for you?

Earning free money—even if it has the Canadian Tire logo—is a great way to get paid for things you already buy. If you frequently shop at Canadian Tire and its partner retailers , the Triangle Mastercard offers rewards with little to no risk. You don’t need to make a certain amount of money to get approved and there are no annual fees to surprise you on the credit card bill. Anyone that plays sports or has an affinity for the outdoors could benefit from getting cash back on the expensive equipment required for an active lifestyle. However, having an additional cash back card with better earn rates will benefit you much more and have way more flexibility when it comes to your everyday spending.

Frequently Asked Questions (FAQs)

What is the Triangle Mastercard credit limit?

The Triangle Mastercard credit limit is based on your credit score, credit history and payment history with other Canadian Tire credit cards. You will be notified of the credit limit when your application is approved.

How do you increase the Triangle Mastercard limit?

You need to contact support to increase the Triangle Mastercard credit limit. Customer service is available in English and French via chat, phone and email.

What credit score do you need for the Triangle Mastercard?

The Triangle Mastercard requires a good or excellent credit score but doesn’t list the specific requirements. These scores typically range between 660 and 760, with 900 being a perfect credit score.

What stores accept Triangle Mastercard?

Any store that accepts Mastercard will accept the Triangle Mastercard. You will earn more cash back at Canadian Tire stores and participating retailers, grocery stores, and car rental services.

How to use Triangle Mastercard points?

You can use Triangle Mastercard points anywhere that accepts CT Money. Locations include, but are not limited to, Canadian Tire, SportChek, Mark’s, Pro Hockey Life, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts stores.

1 Canadian dollar (CAD) to dollars (USD) ᐈ MoF

The best exchange rate of 1 Canadian dollar (CAD) to dollars (USD) is 0.67

The exchange rate of 1 dollar (USD) to Canadian dollars (CAD) is 1.49

1 Canadian dollar (CAD) in dollars (USD)

Source:

Renewal date:

1 US dollar in Canadian dollars

The currency converter will help you find out the value of 1 Canadian dollars in dollars if you urgently need this information. On our site you can instantly convert Canadian dollars to dollars. Conversion data is presented as of December 20, 2022 at the average bank rate. Also on the page you can find out how much 1 Canadian dollar costs in dollars on the black market and in Ukrainian banks. This knowledge will help you calculate the cost of the purchase in dollars, find out at what price you can transfer 1 Canadian dollars and simply find out the ratio of the Canadian dollar to the dollar. The page also displays the dynamics of changes in the exchange rate of 1 Canadian dollars in dollars. These charts will help you evaluate the stability of monetary units and manage your funds wisely, taking into account the exchange rate of the NBU and other sources. nine0003

Source

1 Canadian dollar in other currencies

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1 Canadian dollars in rubles -

1 Canadian dollars in zlotys -

1 Canadian dollars in hryvnia - - -

1 Canadian dollars in Belarusian rubles —

1 Canadian dollars in yuan —

1 Canadian dollars in Czech crowns —

1 Canadian dollars in pounds sterling —

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Exchange rate dynamics

Show these rates: for 0 dollars.

	Course	1 CAD in USD
December 20, VT	0.728
19
USD		40.2000	134.0000	0.9687	4.7857	0.8874	26.3607	13.4000	3.2160	-
UAH	0.0252		3.3333	0.0241	0.1190	0.0221	0.6557	0.3333	0.0800	-
RUB	0.0113	0.4500		0.0108	0.0536	0.0099	0.2951	0.1500	0.0360	-
EUR	1.0642	42.3000	141.0000		5.0357	0.9338	27.7377	14.1000	3.3840	-
PLN	0. 2264			30.0000	0.2169		0.1987	5.9 5.9016	3.0000	0.7200	-
GBP	1.2289	48.8500	162.8333	1.1771	5.8155		32.0328	16.2833	3.9080	-
CZK	0.0433	1.7225	5.7417	0.0415	0.2051	0.0380		0.5742	0.1378	-
CNY	0.1006	4.0000	13.3333	0.0964	0.4762	0.0883	2.6230		0.3200	-
BYN	0.3774	15.0000	50.0000	0.3614	1.7857	0.3311	9.8361	5.0000		-
KZT	-	-	-	-	-	-	-	-	-	-

Home Overview USD/CAD

close

1. 3642

Demand

1.3627

Dn. range

1.358-1.3704

Opening

1.3649

1.3628

52 weeks

1.2402-1.3979

Change for the year

5.84%

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ATICIAL

Type	5 min	15 min	1 hour	9000 1 Month 9000 medium	Buy	Sell	Sell	Buy	Buy actively
Tech. indicators	Neutral	Buy

5M 1.512M 0002 USD

4 0.40% 9034

Time	Currency		Event	Actual	Forecast	Prev.
Tuesday, December 20, 2022 g
16:30	USD		Construction permits (MOM) (MOM)0083	-11.20%		-3.30%
16:30	USD		Number of issued construction permits	1.342M
16:30	USD		Construction of new houses (NOVEB)	1.427M	1.40944	1.4344M		Construction of new houses (MOM) (NOVAB)	-0. 50%		-2.10%
16:30	9000 CAD		9000 9000 9000 9000 9000 Retail Sales (MOM) (OKT) (OKT)	1.70%	1.40%	-0.80%
16:30	9000 CAD		volume ) (Oct)	1.40%	1.50%	-0.60%
16:55	USD		REDBOOK REDBOOK (YOY)	7,60%
Wednesday, December 21, 2022,
00:30	USD		Weekly Raw Oil Reserves according to the American Oil Institute (API)	9034 9034 9034 9034 9034 9034 9034 90. 167M nine0083		-222.00B	-251.10b
16:30	CAD		total CPC	9034 9034 9034 9034 9034 9034 9034 9034 9034 9034 9034 9034 9034 9034 9034 9034 9008.20	CAD		Basic Consumer price (IPC) (MOM) (NOSUB)
16:30	CAD CAD 3302 Prices (CPI) (YoY) (Nov)			5.80%
16:30	CAD		Consumer prices (IPC) (NOSUB)	6.70% 6. Learn more Repair power wheels tires How to adjust idle screw on atv How to fix a bent atv axle Branding iron numbers How to clean plastic atv windshield Rubber tire patch What does a tire technician do How much does canadian tire charge to install tires Vulcanizing hot patches How to turn off tire pressure light toyota highlander Bead repair near me